Securing property development financing for smaller construction projects remains a challenge in Ireland. While banks continue to favour large-scale projects worth millions, most builders are microbusinesses focussing on renovations, extensions, and smaller property flips.
In 2025, construction businesses face mounting pressure due to labour shortages, rising material costs, and inflation making cost forecasting difficult. These factors increase the need for working capital, but financing options for smaller projects are often limited. BusinessLoans.ie has some loan quote options that might help.
Here are four funding solutions that could help your business stay ahead:
1. Unsecured Business Finance – Up to €500,000
For builders and contractors needing fast access to funds, unsecured finance can provide working capital without requiring assets as collateral. Pre-approval gives you certainty, helping you plan and seize opportunities as they arise.
2. Asset Refinancing – Up to €1 Million
If your business owns valuable machinery or equipment, asset refinancing can unlock capital tied up in these assets. This allows you to reinvest in new projects, cover cash flow gaps, or upgrade equipment without waiting for new revenue.
3. Bridging Loans – From €250,000
Bridging loans offer short-term financing to release capital from rental properties or commercial buildings. If you need funds before a sale completes or before securing long-term financing, this can be an effective solution.
4. Development Finance – From €500,000
For builders looking to take on new development projects, there are flexible funding options available, even for smaller deals. If you have a site and suitable collateral, development finance can help get your project off the ground faster.
Why Choose BUSINESSLOANS.IE?
Banks often have long approval processes and strict lending criteria. Our alternative lending partners provide faster turnaround times, helping you keep projects on track without delays. Whether you’re an experienced developer or a builder working on a side project, we can help you secure the right funding.
Call the BusinessLoans.ie team on 01 55 636 55 for fast finance quotes. Or APPLY HERE.
