Unlocking Construction Finance: Key Takeaways from the National Construction Summit 2025

The National Construction Summit 2025 was a fantastic opportunity to connect with industry professionals, explore the latest trends, and showcase how BusinessLoans.ie can help Irish construction businesses access fast and flexible financing solutions. Held at the state-of-the-art Sport Ireland Campus in Blanchardstown, Dublin, the event highlighted major infrastructure investment plans and the challenges faced by contractors, developers, and suppliers in securing working capital.

Key Insights from the Summit

The construction sector in Ireland is poised for significant growth, with €165 billion earmarked for infrastructure projects over the next decade as part of the National Development Plan (NDP). However, businesses still face major hurdles, including rising material costs, labour shortages, and the ongoing challenge of securing finance.

During the two-day summit, BusinessLoans.ie engaged with construction companies seeking funding for a range of needs, including:

  • Working Capital Loans: One of our clients we met there requires an unsecured loan of up to €500,000 to support ongoing projects. We are able to progress this swiftly, to ensure they have the funds needed to maintain operations and take on new contracts.

  • Bridging Loans: The same construction company owns several buildings and is looking to leverage them for short-term development financing. By structuring a bridging loan, we will provide a flexible funding solution to help them capitalise on upcoming opportunities.

  • Investment & Expansion: Many businesses are thinking long-term, with plans to raise larger investments. We have Enterprise Investment Incentive Scheme (EIIS) contacts to support our client in securing tax-efficient growth capital.

Construction Finance Solutions for 2025

At BusinessLoans.ie, we specialise in helping construction businesses secure tailored financing solutions quickly and efficiently. Here are four key funding options available in 2025:

  1. Unsecured Business Finance – Up to €500,000
    Need fast access to cash without collateral? Unsecured finance offers a quick solution to cover expenses, pay suppliers, and keep projects moving.

  2. Asset Refinancing – Up to €1 Million
    If your business owns machinery or vehicles, you can unlock equity tied up in these assets to reinvest in growth and operations.

  3. Bridging Loans – From €250,000
    Perfect for businesses that need short-term finance before selling a property or securing long-term funding.

  4. Development Finance – From €500,000
    Looking to take on a new project? Development finance helps secure the necessary capital to break ground faster.

Why Work with BusinessLoans.ie?

Traditional bank loans come with long approval processes and strict criteria, often making it difficult for construction firms to access funds when they need them most. BusinessLoans.ie works with alternative lenders to provide:

  • Faster approvals and streamlined applications

  • Flexible terms tailored to your project needs

  • Competitive rates and customised financing solutions

If you’re a construction business looking for financing, our team is ready to help. Call us today at 01 55 636 55 or APPLY HERE to get a fast finance quote and keep your projects moving forward.

Final Thoughts

The National Construction Summit 2025 reinforced the immense opportunities and challenges in the Irish construction industry. Whether you need working capital, development finance, or a short-term bridging loan, BusinessLoans.ie is here to support your growth. Let’s build the future together!

Social housing & property development finance in Ireland

BusinessLoans.ie has experienced social housing finance partners who can assist construction companies & property developers. It’s a bespoke service that can gives you help where it’s needed. That could be an analysis of the best options for what you should do with a site; or introductions to housing authorities. Most importantly, you can avail of the best property finance rates from a panel of private & institutional lenders. Our partner is a social housing specialist with a detailed understanding of the market. You can be assured of a smooth process from start to finish and can avoid any of the potential pitfalls that can arise in complex projects.

Site Acquisition, Feasibility & Strategy Report

Get expert guidance from the team who will ask the right questions and produce a comprehensive report. Have you a site or looking to purchase a site for development? If so, have you identified and addressed the possibilities to maximise the value of the site? Have you stress tested your model against current market trends? Have you fully modelled out the best scheme, phasing & what impact this has on cash flows? Have you considered how this impacts your ability to seek financing? Do you require financing options to assist with understanding how these can impact your business or project?

To help with these questions you can get the following:

  • Pre-acquisition site strategy report

  • Post-acquisition site maximisation report

  • Assessment of suitability for social housing

  • Debt advisory services for new debt facilities or improve current facilities

  • Site disposal advice

  • Property due diligence

  • Master planning & design efficiency

  • Development strategy advisory

  • Feasibility study

  • Financial modelling

  • Detailed viability analysis & risk assessment

Full Commercial Assessment

The following information would be necessary to carry out a full commercial assessment:

  • Title report - Confirmation of title (i.e. freehold / long leasehold) to include a copy of the title map

  • Confirmation of site area; site boundary map

  • Any feasibility study carried out (indicative plot ratio, site coverage, density, heights, gross floor area etc.)

  • Draft plans of proposed development, drawings, layout, house types, schedule of accommodation

  • Schedule of development costs, build cost estimates, order of magnitude of costings

  • Copy of any building survey, planning, environmental or archaeology reports if available

  • Confirmation of any site contamination or flooding, easements, rights of way, services – main sewers, electricity and water

  • Confirmation of any development levies outstanding

  • Confirmation of part V agreement (if agreed)

  • Details of the professional teams, architect, QS, engineer etc.

Debt Advisory Services

You get full debt advisory services including:

  • Sourcing and negotiating new debt facilities or improve current facilities

  • Managing process from indicative stage to drawdown

  • Management of financing relationships

  • Sourcing additional debt/ equity capital to support growth initiatives

You can ensure peace of mind by dealing with social housing finance experts. When you are up against a state body, unexpected requirements can be costly. Our partners have their finger on the pulse of the Irish social housing market. They handle the process for you from start to finish. Not only do you get the best rates you get project management which is key for the profitability of your project.

Want more information? Talk to us on 01 55 636 55 or email hello@businessloans.ie