Beauticians & beauty salons · Ireland

Beautician &
beauty salon loans.

Add a treatment room, replace equipment or stock up before a busy season. We help beauticians, nail salons and beauty businesses find finance for the next step without draining day-to-day cash flow.

Treatment equipment & fit-outs

For treatment beds, suitable equipment and salon improvements.

  • Hire purchase or leasing on suitable equipment, up to 7 years
  • Term loans for fit-outs and refurbishment
  • Unsecured term loans from 12 months trading
  • Flexible repayment loans from 9 months trading

Card-based working capital

For beauty businesses with regular card takings.

  • Merchant cash advances from 6 months trading
  • Typically €5,000 or more in monthly card takings
  • Repaid as a share of your card sales
  • Funding for supplies, stock and cash flow

Finance is subject to the lender’s assessment. Unsecured term loans require at least 12 months trading, one year’s accounts, turnover of €100,000 or more, a net profit and no recent missed payments. Flexible repayment loans require steady cash flow — around 8 or more deposits a month. Loans are not registered against property or business assets, but many lenders ask for a director’s personal guarantee.

Common questions

Can I finance treatment equipment?

Yes — hire purchase or leasing may cover suitable treatment equipment. The lender will assess the equipment and your business; a quote helps us find the right option.

Can I use funding to open another treatment room?

A term loan can help with fit-out costs and working capital. Equipment finance may cover individual purchases, so we can look at a combination rather than one loan for everything.

What if my bookings are seasonal?

A merchant cash advance follows your card takings, with smaller repayments during quieter periods. We will compare that with term and flexible repayment loans based on your trading history.