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Beauticians & beauty salons · Ireland
Beautician &
beauty salon loans.
Add a treatment room, replace equipment or stock up before a busy season. We help beauticians, nail salons and beauty businesses find finance for the next step without draining day-to-day cash flow.
Treatment equipment & fit-outs
For treatment beds, suitable equipment and salon improvements.
- Hire purchase or leasing on suitable equipment, up to 7 years
- Term loans for fit-outs and refurbishment
- Unsecured term loans from 12 months trading
- Flexible repayment loans from 9 months trading
Card-based working capital
For beauty businesses with regular card takings.
- Merchant cash advances from 90 days trading
- Typically €5,000 or more in monthly card takings
- Repaid as a share of your card sales
- Funding for supplies, stock and cash flow
Finance is subject to the lender’s assessment. Unsecured term loans require at least 12 months trading, one year’s accounts, turnover of €100,000 or more, a net profit and no recent missed payments. Flexible repayment loans require steady cash flow — around 8 or more deposits a month. Loans are not registered against property or business assets, but many lenders ask for a director’s personal guarantee.
Guides for your industry
8 November 2026
How Quickly Can SMEs Borrow Money in Ireland?
A supplier deadline, a replacement vehicle or cash tied up in invoices: find out what speeds up Irish SME finance, what to prepare and how to choose funding that fits.
Read guide →
3 November 2026
Is a Merchant Cash Advance Right for Your Irish Business?
How merchant cash advances work in Ireland: card-sales repayments, costs, eligibility from 90 days trading and the alternatives to compare before applying.
Read guide →
21 October 2026
Financing Treatment Equipment for Beauty Salons in Ireland
How Irish salons and beauticians fund treatment equipment: asset finance on a 3 to 5 year lease, cash loans for smaller items, merchant advances from 90 days trading, and term loans for profitable businesses.
Read guide →
20 October 2026
Business Loan With Seasonal Cash Flow: A Practical Guide
How seasonal Irish businesses can borrow well: loan types that suit uneven income, building a cash flow forecast lenders trust, and repayments that match your trading year.
Read guide →
Common questions
Can I finance treatment equipment?
Yes — hire purchase or leasing may cover suitable treatment equipment. The lender will assess the equipment and your business; a quote helps us find the right option.
Can I use funding to open another treatment room?
A term loan can help with fit-out costs and working capital. Equipment finance may cover individual purchases, so we can look at a combination rather than one loan for everything.
What if my bookings are seasonal?
A merchant cash advance follows your card takings, with smaller repayments during quieter periods. We will compare that with term and flexible repayment loans based on your trading history.
Free to you. Lenders pay us a commission when your loan completes. How we get paid