Unsecured loans · Ireland

Unsecured business
loans in Ireland.

Borrow from €5,000 to €500,000, assessed mainly on your trading history and bank statements. We match your business with the lender most likely to say yes, with same-day approval possible up to €50,000*.

Unsecured term loan

For established businesses wanting a fixed monthly repayment.

  • At least 12 months trading with one year's accounts
  • Turnover of €100,000 or more
  • Making a net profit
  • No recent missed payments on bank statements

Flexible repayment loan

For younger businesses with steady money coming in.

  • From 9 months trading
  • Steady cash flow — around 8 or more deposits a month
  • A specialist lender may consider businesses from 6 months
  • Repayments that move with your takings

Same-day approval is possible on some unsecured term loans and flexible repayment loans up to €50,000, where the lender receives your full set of documents in the morning, Monday to Friday. It depends on the lender's assessment and is not guaranteed.

Common questions

What does "unsecured" actually mean?

It means the loan isn't registered against property or assets. Some lenders still ask directors for a personal guarantee — we'll tell you exactly what each lender requires before you apply.

How quickly can I get a decision?

Same-day approval is possible on some unsecured term and flexible repayment loans up to €50,000 when the lender has your full set of documents in the morning, Monday to Friday. Decisions on larger amounts typically come within 24 hours.

What rates should I expect?

Indicative rates run from 7% to 17% APR depending on your business. The final rate is set by the lender.

I've only been trading 6–9 months. Can you help?

Possibly. A flexible repayment lender may look at you — call us and we'll tell you straight.