Hair salons & barbers · Ireland
Upgrade the chairs, refresh the salon or keep cash flowing between busy weeks. We arrange finance for hair salons and barbers, with funding options that suit how your customers pay.
For salons and barbers taking card payments.
For chairs, wash stations, dryers and a fresh fit-out.
Finance is subject to the lender’s assessment. Unsecured term loans require at least 12 months trading, one year’s accounts, turnover of €100,000 or more, a net profit and no recent missed payments. Flexible repayment loans require steady cash flow — around 8 or more deposits a month. Loans are not registered against property or business assets, but many lenders ask for a director’s personal guarantee.
Yes — suitable equipment can be funded through hire purchase or leasing. For a wider refurbishment, a term loan may be a better fit. We can help you compare both options.
A merchant cash advance is repaid as a share of card takings, so quieter weeks bring smaller repayments. A term loan has a set repayment schedule.
A merchant cash advance may be available from 6 months trading with steady card takings. Flexible repayment lenders look from 9 months, while unsecured term loans require at least 12 months and a year’s accounts.