Retail & e-commerce · Ireland
Stock up before your busy season, refurb the shop or smooth out a quiet month. Retail funding that flexes with your takings instead of fighting them.
For shops and online sellers taking card payments.
For buying stock in bulk or investing in the business.
You get an advance based on your card takings (typically €5,000+/month), then repay it as a small share of each day's card sales. Busy day, bigger repayment; quiet day, smaller one.
Yes — a merchant cash advance, short term loan or trade finance can all cover a big buy-in ahead of your peak season. We'll match the repayment shape to when the stock actually sells.
If you take card payments, a merchant cash advance is possible from 6 months trading with steady card takings. Flexible repayment lenders look from 9 months.