Construction & trades · Ireland
Construction cash flow is lumpy: materials go out before payments come in, and main contractors pay on their own schedule. We arrange funding built around how the trade actually works.
For contractors and subcontractors waiting on certified payments.
For working capital, plant, vans and equipment.
Yes — that's exactly what invoice finance is for. If you bill other businesses, we can look at advancing against those invoices rather than waiting out the payment terms.
With 12 months trading and one year's accounts, unsecured term loans are possible if turnover is €100,000+ with a net profit. Flexible repayment lenders will look from 9 months, and one specialist lender may consider 6 months.
Yes — hire purchase or leasing on vehicles, plant and machinery, with terms up to 7 years.