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Dentists & dental practices · Ireland
Dentist &
dental practice loans.
Invest in dental equipment, modernise your surgery or cover the costs of growing a practice. We arrange equipment finance and business loans so you can plan the investment around your cash flow.
Dental equipment finance
For dental chairs, imaging equipment and surgery equipment.
- Hire purchase or leasing on suitable equipment
- Terms up to 7 years
- New and used equipment considered
- A supplier quote helps us assess your options
Practice refurbishment & cash flow
For fit-outs, staffing costs and everyday working capital.
- Unsecured term loans from €5,000 to €500,000
- Fixed monthly repayments for established practices
- From 12 months trading with one year’s accounts
- Flexible repayment loans from 9 months trading
Finance is subject to the lender’s assessment. Unsecured term loans require at least 12 months trading, one year’s accounts, turnover of €100,000 or more, a net profit and no recent missed payments. Flexible repayment loans require steady cash flow — around 8 or more deposits a month. Loans are not registered against property or business assets, but many lenders ask for a director’s personal guarantee.
Guides for your industry
8 November 2026
How Quickly Can SMEs Borrow Money in Ireland?
A supplier deadline, a replacement vehicle or cash tied up in invoices: find out what speeds up Irish SME finance, what to prepare and how to choose funding that fits.
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16 October 2026
How to Secure Equipment Finance in Ireland: A Guide
Table of Contents How to Secure Equipment Finance in Ireland: Step-by-Step What You'll Need Before You Apply Types of Equipment Finance Available Equipment Finance Application Requirements Documents Lenders Typically Ask
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21 April 2026
Working Capital Finance as Costs Rise for Irish SMEs
How Irish SMEs can manage rising costs and cash-flow gaps: compare working capital finance, understand interest-rate risk and check repayments before borrowing.
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Common questions
Can I finance a dental chair or imaging equipment?
Yes — suitable dental equipment can be funded through hire purchase or leasing. The lender will consider the equipment’s value, age and your practice’s financial position.
Can finance cover refurbishment as well as equipment?
Yes. A term loan may cover refurbishment and working capital, while equipment finance can cover specific purchases. We can compare the options for the whole project.
What information will a lender need?
For an unsecured term loan, lenders require at least 12 months trading, a year’s accounts, turnover of €100,000 or more, a net profit and no recent missed payments. Equipment-finance requirements depend on the purchase and lender.
Free to you. Lenders pay us a commission when your loan completes. How we get paid