Dentists & dental practices · Ireland

Dentist &
dental practice loans.

Invest in dental equipment, modernise your surgery or cover the costs of growing a practice. We arrange equipment finance and business loans so you can plan the investment around your cash flow.

Dental equipment finance

For dental chairs, imaging equipment and surgery equipment.

  • Hire purchase or leasing on suitable equipment
  • Terms up to 7 years
  • New and used equipment considered
  • A supplier quote helps us assess your options

Practice refurbishment & cash flow

For fit-outs, staffing costs and everyday working capital.

  • Unsecured term loans from €5,000 to €500,000
  • Fixed monthly repayments for established practices
  • From 12 months trading with one year’s accounts
  • Flexible repayment loans from 9 months trading

Finance is subject to the lender’s assessment. Unsecured term loans require at least 12 months trading, one year’s accounts, turnover of €100,000 or more, a net profit and no recent missed payments. Flexible repayment loans require steady cash flow — around 8 or more deposits a month. Loans are not registered against property or business assets, but many lenders ask for a director’s personal guarantee.

Common questions

Can I finance a dental chair or imaging equipment?

Yes — suitable dental equipment can be funded through hire purchase or leasing. The lender will consider the equipment’s value, age and your practice’s financial position.

Can finance cover refurbishment as well as equipment?

Yes. A term loan may cover refurbishment and working capital, while equipment finance can cover specific purchases. We can compare the options for the whole project.

What information will a lender need?

For an unsecured term loan, lenders require at least 12 months trading, a year’s accounts, turnover of €100,000 or more, a net profit and no recent missed payments. Equipment-finance requirements depend on the purchase and lender.