Machinery & equipment dealers · Ireland
Tractors, excavators, handlers — machinery stock ties up serious money for months at a time. We arrange stocking finance through term loans and flexible repayment loans built around your sales cycle.
For buying machinery and equipment inventory.
For cash flow that moves with seasonal demand and big-ticket sales.
Loans are not registered against property or business assets, but many lenders will ask for a director's personal guarantee. Unsecured term loans require 12 months trading, one year's accounts, turnover of €100,000+, a net profit and no recent missed payments.
Yes — that's stocking finance. An unsecured term loan can fund your inventory purchases, repaid over a term that matches how long machinery sits between delivery and sale. Dealers often use it to buy ahead of the trade show season or take bulk stock at a discount.
A flexible repayment loan. Repayments track your takings rather than a fixed monthly amount, so the months between big sales don't squeeze the bank account. Lenders look from 9 months trading, and one specialist may consider 6 months.
Same-day approval is possible for some unsecured term and flexible loans when your full documents arrive in the morning, Monday to Friday. Otherwise, most deals complete within a few days.