Acquisition finance · Ireland
When a competitor or complementary business comes up for sale, the window is usually short. We arrange acquisition finance for Irish SMEs — from the initial payment that secures the deal to staged payments to the previous owners.
For the initial payment that secures the deal.
For deals paid to the sellers over time.
Yes. Lenders will look at your existing business's trading history and accounts, plus the accounts of the business you're acquiring. If both stack up, a term loan can cover the initial payment — we've arranged deals exactly like this, including a €200,000 facility for a windows and doors business buying a competitor.
Quickly, when the information is ready. Lenders will want your latest accounts, the target's accounts and answers to some underwriter questions about the business you're buying. The better prepared both sides are, the faster the decision.
That's common — an initial payment followed by further payments to the previous owners over one or more years. We can structure the funding around that, including lining up further finance for the later payments.
Unsecured term loans aren't registered against property or assets, but many lenders ask directors for a personal guarantee. Larger or more complex deals may involve secured lending — we'll tell you what each lender requires before you commit.
Free to you. Lenders pay us a commission when your loan completes. How we get paid