Printing & signage · Ireland

Printing & signage
business loans.

Print and signage is a machine-heavy business: the press, plotter or router costs serious money, materials are bought before the job is invoiced, and trade customers pay on 30, 60 or 90-day terms. We help Irish printing and signage firms compare asset finance, invoice finance and term loans through specialist lenders.

A worker inspecting output from a large-format printer in a print and signage workshop, shown in black and white

Asset finance for print and signage equipment

Spread the cost of the machines the business runs on — the press, the plotter or the router — over their working life instead of paying in one go.

  • Hire purchase or leasing for suitable new or used machinery
  • Large-format printers, digital presses, vinyl cutters, CNC routers, laminators and finishing kit
  • Leasing with no deposit on smaller items, and finance on suitable vehicles from €10,000
  • A supplier quote helps us compare the options
  • In some cases, loans secured on machinery you already own can work — assessed case by case

Invoice finance for unpaid customer invoices

Release the cash you've already earned while trade and corporate customers pay on 30, 60 or 90-day terms.

  • Advance of up to 95% of unpaid invoice value
  • Finance can cover your whole sales ledger as it grows
  • One-off or ad hoc invoice finance starts at €100,000 per invoice
  • Suits firms billing business customers — agencies, retailers, builders and event organisers
  • A revolving facility, so it grows and shrinks with your billing

Term loans for premises and growth

Fund a unit move, a fit-out, a hire or a marketing push and repay on a fixed schedule.

  • Unsecured term loans from €5,000 to €500,000
  • From 12 months trading with one year’s accounts
  • Annual turnover of €100,000 or more and a net profit
  • No recent missed payments on bank statements
  • Firms from around 9 months trading with steady deposits (about 8 a month) can look at flexible repayment loans instead

Finance is subject to lender assessment. Unsecured term loans are not registered against property or business assets, but some lenders ask directors for a personal guarantee. Machinery-secured loans are assessed case by case.

Why print and signage firms come to us

The machine costs first, the customer pays last

Every job starts with spending: vinyl, board, ink and machine time go in before an invoice exists, and trade customers — agencies, retailers, builders, event organisers — pay weeks after delivery. The equipment decisions are bigger still: a new large-format printer, digital press or CNC router can transform what the business can take on, but the price tag lands in one lump. Growth means a bigger unit, another machine or another pair of hands, all before the extra work pays for itself.

Asset finance spreads the cost of the machinery over its working life, invoice finance turns issued invoices into cash now, and a term loan funds a unit move, fit-out or hire on a fixed schedule.

Coming from a different angle? Our asset finance page explains how equipment funding works, the invoice finance page covers cash against unpaid invoices, and the manufacturing page covers similar machinery-led businesses.

Guides for your industry

View all business finance guides →

Common questions

Can I finance a large-format printer or CNC router?

Yes — it's the most common reason print and signage firms come to us. Hire purchase or leasing spreads the cost of new or used machinery over its working life, and a supplier quote helps us compare the options. In some cases, loans secured on machinery you already own can work too, assessed case by case.

Can I get finance against unpaid customer invoices?

Yes. Invoice finance advances up to 95% of the value of invoices you've already issued to business customers, so a 60 or 90-day payment term doesn't have to be funded from your own cash. One-off or ad hoc invoice finance starts at €100,000 per invoice.

Can I borrow for materials and wages ahead of a big job?

Often, yes. Invoice finance releases cash against the invoices you've raised, and a term loan can cover a known gap — a stock-up of vinyl, board and ink, or extra staff for a busy season — on a fixed repayment schedule.

What do lenders look for?

For unsecured term loans, lenders typically want at least 12 months trading with one year's accounts, turnover of €100,000 or more, a net profit and clean recent bank statements. Limited company, Sole trader, Partnership accounts can all work.

Free to you. Lenders pay us a commission when your loan completes. How we get paid