Pubs, cafés, restaurants & hotels · Ireland
Refurb before the season, replace the kitchen, or bridge a quiet stretch. Hospitality takings rise and fall — the right funding rises and falls with them.
For venues taking card payments.
For refurbs, kitchens, furniture and working capital.
3 November 2026
How merchant cash advances work in Ireland: card-sales repayments, costs, eligibility from 6 months trading and the alternatives to compare before applying.
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30 January 2026
For many seasonal restaurants, winter is about survival. Doors stay open, costs are watched carefully and big decisions are often parked until the tourists return. But for one family run restaurant, this quieter period b
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20 October 2026
How seasonal Irish businesses can borrow well: loan types that suit uneven income, building a cash flow forecast lenders trust, and repayments that match your trading year.
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27 October 2026
A step-by-step guide to building a 12-month cash flow forecast for your small business in Ireland, with a worked example, a simple template layout and tips for keeping a rolling forecast up to date.
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Yes — a merchant cash advance or term loan can spread the cost, and equipment like kitchen kit can go on hire purchase or leasing over up to 7 years.
Not with the right product. A merchant cash advance is repaid as a share of card takings, so repayments naturally drop in the off-season.
From 6 months for a merchant cash advance with steady card takings, 9 months for flexible repayment loans, and 12 months with a year's accounts for unsecured term loans.
Free to you. Lenders pay us a commission when your loan completes. How we get paid