Pubs, cafés, restaurants & hotels · Ireland
Refurb before the season, replace the kitchen, or bridge a quiet stretch. Hospitality takings rise and fall — the right funding rises and falls with them.
For venues taking card payments.
For refurbs, kitchens, furniture and working capital.
Yes — a merchant cash advance or term loan can spread the cost, and equipment like kitchen kit can go on hire purchase or leasing over up to 7 years.
Not with the right product. A merchant cash advance is repaid as a share of card takings, so repayments naturally drop in the off-season.
From 6 months for a merchant cash advance with steady card takings, 9 months for flexible repayment loans, and 12 months with a year's accounts for unsecured term loans.