Manufacturing & production · Ireland
Production runs, raw materials and wages all need cash up front, while your customers pay on their own terms. We arrange funding built around how manufacturing actually works.
For buying or upgrading production machinery, plant and tools.
For materials, wages and the wait between supplying and being paid.
Unsecured term loans are not registered against property or business assets, but many lenders will ask for a director's personal guarantee. They require 12 months trading, one year's accounts, turnover of €100,000+, a net profit and no recent missed payments.
Yes — hire purchase or leasing can cover new and used machinery and production equipment, with terms up to 7 years. If you already own equipment outright, sale & leaseback can release cash tied up in it.
An unsecured term loan can cover a materials buy or a production run, repaid over a term that matches when the order pays. Flexible repayment loans suit uneven trade, with repayments that flex with your takings.
Yes — invoice finance advances most of an invoice's value as soon as you issue it, so you're not waiting out your customers' payment terms to fund materials and wages.
Unsecured term loans are possible from 12 months trading with one year's accounts, turnover of €100,000+, a net profit and no recent missed payments. Flexible repayment lenders look from 9 months with steady cash flow.