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Event & AV hire · Ireland
Event & AV hire
business loans.
Event and AV hire is kit-heavy and seasonal: the business is built on expensive sound, lighting and staging equipment, work bunches into busy seasons, and corporate clients often pay on 30, 60 or 90-day terms. We help Irish event and AV hire companies compare asset finance, invoice finance and term loans through specialist lenders.
Asset finance for AV and event equipment
Spread the cost of the kit the hire business runs on — sound, lighting, staging and screens — over its working life instead of paying in one go.
- Hire purchase or leasing for suitable new or used equipment
- PA and sound systems, lighting rigs, LED screens, staging, trussing and power distribution
- Leasing with no deposit on smaller items, and finance on suitable vans and trucks from €10,000
- A supplier quote helps us compare the options
- In some cases, loans secured on equipment you already own can work — assessed case by case
Invoice finance for unpaid corporate invoices
Release the cash you've already earned while corporate clients, venues and agencies pay on 30, 60 or 90-day terms.
- Advance of up to 95% of unpaid invoice value
- Finance can cover your whole sales ledger as it grows
- One-off or ad hoc invoice finance starts at €100,000 per invoice
- Suits firms billing business clients — corporates, venues, production companies and agencies
- A revolving facility, so it grows and shrinks with your billing
Term loans for premises and growth
Fund a warehouse move, a hire, a seasonal stock build-up or a marketing push and repay on a fixed schedule.
- Unsecured term loans from €5,000 to €500,000
- From 12 months trading with one year’s accounts
- Annual turnover of €100,000 or more and a net profit
- No recent missed payments on bank statements
- Firms from around 9 months trading with steady deposits (about 8 a month) can look at flexible repayment loans instead
Finance is subject to lender assessment. Unsecured term loans are not registered against property or business assets, but some lenders ask directors for a personal guarantee. Equipment-secured loans are assessed case by case.
Why hire companies come to us
The kit earns the money — and ties it up
An event or AV hire business is its equipment. Every busy season puts pressure on the same question: buy more kit to say yes to bigger jobs, or turn work away. The calendar bunches into festivals, corporate season and weddings, while corporate clients, venues and agencies often pay weeks after the event is packed away. Deposits help, but they rarely cover a new lighting rig or a warehouse move.
Asset finance spreads the cost of sound, lighting, staging and screens over their working life, invoice finance turns issued invoices into cash now, and a term loan funds a warehouse move, a hire or a seasonal stock build-up on a fixed schedule.
Coming from a different angle? Our asset finance page explains how equipment funding works, the invoice finance page covers funding against unpaid invoices, and the unsecured business loans page covers term-loan criteria in detail.
Guides for your industry
16 October 2026
How to Secure Equipment Finance in Ireland: A Guide
Table of Contents How to Secure Equipment Finance in Ireland: Step-by-Step What You'll Need Before You Apply Types of Equipment Finance Available Equipment Finance Application Requirements Documents Lenders Typically Ask
Read guide →
2 November 2026
Invoice Finance Ireland for Growing SMEs
Release cash tied up in unpaid B2B invoices. Understand factoring, invoice discounting, lender fees and the documents Irish SMEs need.
Read guide →
20 October 2026
Business Loan With Seasonal Cash Flow: A Practical Guide
How seasonal Irish businesses can borrow well: loan types that suit uneven income, building a cash flow forecast lenders trust, and repayments that match your trading year.
Read guide →
21 April 2026
Working Capital Finance as Costs Rise for Irish SMEs
How Irish SMEs can manage rising costs and cash-flow gaps: compare working capital finance, understand interest-rate risk and check repayments before borrowing.
Read guide →
Common questions
Can I finance sound, lighting and staging equipment?
Yes. Asset finance spreads the cost of suitable new or used equipment — PA systems, lighting rigs, LED screens, staging, trussing and power distribution — over its working life, with hire purchase or leasing options. A supplier quote helps us compare the options.
Corporate clients pay me 60 or 90 days after the event — can that gap be funded?
Often, yes. Invoice finance advances up to 95% of the value of invoices you've already issued to business clients, so a long payment term doesn't have to be funded from your own cash. One-off or ad hoc invoice finance starts at €100,000 per invoice.
Can I borrow against equipment I already own?
In some cases, yes. Loans secured on equipment you already own can work — they're assessed case by case depending on the kit, its age and its resale value.
What do lenders look for?
For unsecured term loans, lenders typically want at least 12 months trading with one year's accounts, turnover of €100,000 or more, a net profit and clean recent bank statements. Limited company, Sole trader, Partnership accounts can all work.
Free to you. Lenders pay us a commission when your loan completes. How we get paid