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Launderettes & dry cleaners · Ireland
Launderette & dry cleaner
business loans.
Launderettes and dry cleaners run on expensive machines with a hard working life: washers, dryers, presses and dry-cleaning machines that cost real money to buy and maintain, plus energy bills that keep rising. We help Irish launderettes and dry cleaners compare asset finance, merchant cash advances and term loans through specialist lenders.
Asset finance for laundry equipment
Spread the cost of the machines the business runs on instead of paying for them in one go.
- Hire purchase or leasing for suitable new or used equipment
- Industrial washers and dryers, dry-cleaning machines, presses, finishers and boilers
- Leasing with no deposit on smaller items, and finance on suitable vehicles from €10,000
- A supplier quote helps us compare the options
- In some cases, loans secured on equipment you already own can work — assessed case by case
Merchant cash advance and flexible repayment loans
If customers pay by card or you take regular deposits, finance can work from much earlier in the business's life.
- Merchant cash advance from around 90 days trading
- Card takings of about €5,000 a month or more
- Repayments flex with your card sales — quieter weeks cost less
- Flexible repayment loans from around 9 months trading with steady deposits (about 8 a month)
- A faster option when a traditional loan isn't available yet
Term loans for fit-out and growth
Fund a shop refit, a second location, a delivery service or a contract laundry push and repay on a fixed schedule.
- Unsecured term loans from €5,000 to €500,000
- From 12 months trading with one year’s accounts
- Annual turnover of €100,000 or more and a net profit
- No recent missed payments on bank statements
- Suits businesses adding services like duvet cleaning, repairs or commercial contracts
Finance is subject to lender assessment. Unsecured term loans are not registered against property or business assets, but some lenders ask directors for a personal guarantee. Equipment-secured loans are assessed case by case.
Why launderettes & dry cleaners come to us
The machines are the business — and they wear out
Every wash and every press puts hours on equipment that costs thousands to replace, and a broken machine is lost takings from that day. Energy costs keep rising, customers expect card payments and quick turnaround, and the businesses growing fastest are the ones adding services — duvet and curtain cleaning, repairs, delivery, or commercial contracts with guesthouses and restaurants.
Asset finance spreads the cost of washers, dryers and dry-cleaning machines over their working life, a merchant cash advance repays as a share of card takings, and a term loan funds a refit, a second location or a delivery service on a fixed schedule.
Coming from a different angle? Our asset finance page explains how equipment funding works, the merchant cash advance page covers card-based advances, and the unsecured business loans page covers term-loan criteria in detail.
Guides for your industry
16 October 2026
How to Secure Equipment Finance in Ireland: A Guide
Table of Contents How to Secure Equipment Finance in Ireland: Step-by-Step What You'll Need Before You Apply Types of Equipment Finance Available Equipment Finance Application Requirements Documents Lenders Typically Ask
Read guide →
3 November 2026
Is a Merchant Cash Advance Right for Your Irish Business?
How merchant cash advances work in Ireland: card-sales repayments, costs, eligibility from 90 days trading and the alternatives to compare before applying.
Read guide →
21 April 2026
Working Capital Finance as Costs Rise for Irish SMEs
How Irish SMEs can manage rising costs and cash-flow gaps: compare working capital finance, understand interest-rate risk and check repayments before borrowing.
Read guide →
8 November 2026
How Quickly Can SMEs Borrow Money in Ireland?
A supplier deadline, a replacement vehicle or cash tied up in invoices: find out what speeds up Irish SME finance, what to prepare and how to choose funding that fits.
Read guide →
Common questions
Can I finance washers, dryers and dry-cleaning machines?
Yes. Asset finance spreads the cost of suitable new or used equipment — industrial washers and dryers, dry-cleaning machines, presses, finishers and boilers — over its working life, with hire purchase or leasing options. A supplier quote helps us compare the options.
Can I borrow to refit the shop or open a second location?
Yes. A term loan can fund a refit, a second location or a delivery service on a fixed repayment schedule, and asset finance can cover the machines themselves, so the two often work together.
How soon can a newer launderette get finance?
A merchant cash advance can work from around 90 days trading with card takings of about €5,000 a month or more. Flexible repayment loans can work from around 9 months with steady deposits, and unsecured term loans typically need 12 months trading with one year's accounts.
What do lenders look for?
For unsecured term loans, lenders typically want at least 12 months trading with one year's accounts, turnover of €100,000 or more, a net profit and clean recent bank statements. Limited company, Sole trader, Partnership accounts can all work.
Free to you. Lenders pay us a commission when your loan completes. How we get paid