Recruitment agencies · Ireland

Recruitment
business loans.

You pay contractors weekly, but clients can take up to 90 days to settle. We arrange funding that bridges the gap — and cash for growth beyond payroll.

Invoice finance

For agencies funding contractor payroll or waiting on client invoices.

  • Cover weekly payroll for contractors while client payments clear
  • Permanent placements: issue the invoice, get most of the value straight away
  • Unlock up to 95% of unpaid invoice value
  • One-off invoices or your whole ledger

Loans & asset finance

For growth, working capital and the kit an agency needs.

  • Unsecured term loans from 12 months trading
  • Flexible repayment loans from 9 months trading
  • Hire purchase or leasing on IT equipment and executive vehicles
  • €5,000 to €500,000

Unsecured term loans are not registered against property or business assets, but many lenders will ask for a director's personal guarantee. They require 12 months trading, one year's accounts, turnover of €100,000+, a net profit and no recent missed payments.

Guides for your industry

Common questions

I pay contractors weekly but clients pay in 30, 60 or 90 days. How do I bridge that?

Invoice finance advances most of an invoice's value as soon as you issue it, so contractor payroll is covered while you wait up to 90 days for client payments to clear.

Does it work for permanent placements too?

Yes — you place a permanent candidate, issue your invoice and receive most of its value straight away rather than waiting out the client's payment terms.

Can I fund laptops, screens or a company car?

Yes — hire purchase and leasing can spread the cost of IT equipment, office fit-outs and executive vehicles over terms up to 7 years.

What if I just need working capital?

Unsecured term loans suit businesses with 12 months trading, one year's accounts, turnover of €100,000+, a net profit and no recent missed payments. Flexible repayment lenders look from 9 months with steady cash flow.