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Solar PV & heat pump installers · Ireland
Solar PV & heat pump installer
business loans.
Demand for solar panels and heat pumps is strong, but the stock and materials have to be paid for long before customer balances and SEAI grant payments come through. We help Irish installers compare working capital, trade finance and asset finance through specialist lenders.
Working capital for stock & materials
Bridge the gap between buying panels, heat pumps and materials and getting paid — including while you wait for SEAI grant payments to come through.
- Unsecured term loans from €5,000 to €500,000
- From 12 months trading with one year’s accounts
- Annual turnover of €100,000 or more and a net profit
- No recent missed payments on bank statements
- Fund panels, inverters, heat pumps, cylinders and fixings before customer balances and grant payments land
Trade finance for bulk orders
For established installers importing containers of panels or heat pumps from overseas suppliers.
- The lender pays your supplier directly and you repay over up to 180 days
- Some qualifying overseas supplier payments can be funded without a letter of credit
- Typically suits businesses with at least 12 months trading, around €500,000 in annual sales and a profitable track record
- Take on bigger orders without tying up your own cash
Asset finance
Spread the cost of the vehicles and equipment your crews rely on.
- Hire purchase or leasing for suitable new or used assets
- Vans and crew vehicles, scaffolding, lifting equipment and tools
- A supplier quote helps us compare the options
- Eligibility and repayment terms depend on the asset and your business history
Finance is subject to lender assessment. Unsecured term loans are not registered against property or business assets, but some lenders ask directors for a personal guarantee. Trade finance facilities fund eligible supplier invoices subject to lender approval and agreed terms.
Why installers come to us
Strong demand shouldn't mean a cash squeeze
Solar PV and heat pump work is booming, but the economics are tough on cash flow: you pay for stock and materials weeks or months before the job is signed off, the customer settles up and any SEAI grant payment arrives. The busier you get, the bigger the gap.
A working capital facility or term loan can keep stock moving without draining the business, while trade finance suits established installers placing larger orders with overseas suppliers — some qualifying payments without a letter of credit.
Planning a bulk order? Our trade finance page explains how the facility works, and asset finance may suit vans and equipment for your crews.
Guides for your industry
4 November 2026
Trade Finance in Ireland: Get Your Stock Funded and Take Up to 180 Days to Pay
Buying stock before customers pay? Trade finance can fund eligible supplier invoices and give Irish importers, retailers and wholesalers up to 180 days to repay.
Read guide →
21 April 2026
Working Capital Finance as Costs Rise for Irish SMEs
How Irish SMEs can manage rising costs and cash-flow gaps: compare working capital finance, understand interest-rate risk and check repayments before borrowing.
Read guide →
16 October 2026
How to Secure Equipment Finance in Ireland: A Guide
Table of Contents How to Secure Equipment Finance in Ireland: Step-by-Step What You'll Need Before You Apply Types of Equipment Finance Available Equipment Finance Application Requirements Documents Lenders Typically Ask
Read guide →
Common questions
Can I get finance to cover costs while waiting for SEAI grant payments?
Yes — this is one of the most common reasons installers come to us. A term loan or working capital facility can cover panels, heat pumps and materials upfront, so a full order book doesn't drain your cash while you wait for customer balances and grant payments to land.
Can I finance a bulk order of panels or heat pumps from an overseas supplier?
Trade finance can pay your supplier directly, with repayment over up to 180 days — and some qualifying overseas payments can be funded without a letter of credit. It typically suits businesses with at least one year trading, around €500,000 in annual sales and a profitable track record.
What about vans and equipment for my crews?
Asset finance can spread the cost of vans, scaffolding, lifting equipment and tools through hire purchase or leasing, so you keep your cash free for stock and wages. A supplier quote helps us compare the options.
Free to you. Lenders pay us a commission when your loan completes. How we get paid